The Washington State Lodge of the Fraternal Order of Police Labor Coalition hereby establishes a Legal Defense Plan (hereinafter “The Plan”). Plan is established and is operated for the purpose of providing specified legal services to Participants on the terms and conditions specified in this Plan Description
Section 1. Definitions As used in this Plan Description:
- "FOP" means the Washington State Lodge of the Fraternal Order of Police; Labor Coalition" means the Washington State Lodge of the Fraternal Order of Police Labor Coalition.
- "Legal Defense Plan" and "Plan" means the Washington State Lodge of the Fraternal Order of Police Labor Coalition Legal Defense Plan;
- "Executive Committee" means the Executive Committee of the Washington State Lodge of the Fraternal Order of Police Labor Coalition, as that Committee is constituted from time to time pursuant to the Constitution and Bylaws of the Labor Coalition;
- "Participant" means a member of the FOP, or other group member as provided in this Plan Description, who has been accepted for participation and who has paid all applicable participation fees due under the Plan. If a group certificate of participation replaces a previous certificate, "Participant" includes any member covered under the previous certificate who reapplies not later than thirty (30) days after the inception date of the replacement certificate;
- "Legal Defense Costs" means expenses a Participant has incurred for Legal Services and Reimbursable Costs, not to exceed the applicable limits of the Plan's liability;
- "Legal Services" includes advice, consultation or representation rendered by a licensed attorney to a Participant, including usual fees and office charges for paralegal assistance, telephone, mailing, copying, telefaxing, travel and simular office expenses, but excluding reimbursable costs;
- "Reimbursable Costs" means witness fees and expenses, expert fees and expenses including consultation, filing fees, court costs and transcript costs;
- "Plan Attorney" means an attorney with whom the Plan has contracted to perform legal services for Participants whose name appears on the list of such attorneys;
- "Non-Plan Attorney" means an attorney, other than a Plan Attorney, selected by a Participant to provide legal Services under the Plan, who meets applicable minimum qualifications set forth in this Plan description and whose name has been recorded by the Benefit Administrator for payment, not to exceed the Plan's limits of liability applicable to such representation;
- "Employment" means employment by or sevice with law enforcement agency, wheter with or without compensation;
- "In the scope of employment" means all activities of a Participant while on duty in connection with Employment, and all law enforcementactivities authorized or required by the Participant's Employment, whether on duty or technically off duty;
- "Notice" means reporting information as required by this PLan Description. Notice to an Administrator shall be effective on the date the Administrator actually receives it. Any notice of claim to the Benefit Administrator must be confirmed in writing on the prescribed claim for within thirty (30) days to be effective;
- "Retroactive Date" means date, if any, prior tho a Participant's coverage inception date, before which occurrences giving rise to a claim are not covered by the Plan, as stated in the certificate of participation; and
- "Extending Reporting period" means an additional period, if any, for reporting claims after Plan participation ends, as provided in this Plan Description.
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